WagerCaddie — Player Guide

WagerCaddie is a calculator for your league's golf bets — it tracks who's betting whom, computes who wins and loses, and tells you what's owed.

No money actually moves through the app. Settling up still happens between you and the other players, the same way it always has — WagerCaddie just does the math and keeps score.

This guide covers a standalone league — one with no GolfGenius integration, where you and your group enter scores by hand as you play. If your league instead gets scores automatically from GolfGenius, see the GolfGenius Player Guide instead.

Getting In

Your league admin will give you a join code. Enter it once on your device and you're in — you won't need to enter it again unless you switch leagues or a device.

Entering Scores

Open the Score tab and select your pairing/group for the day. You'll see an 18-hole strip — tap any hole to enter or review it, whether you're catching up on several holes at once or going back to fix one you already entered. Anyone in your group can enter scores for the whole group; there's no login or "pick your own name" step.

Enter each player's actual (gross) score for the hole and save — the app automatically works out net scores, and any bets riding on the round recalculate right away. You can revisit and correct any hole any time before your admin locks the round.

Your Handicap

Your admin assigns your handicap when you're added to the roster, and confirms or adjusts it each time a round is set up. Once you've played 3 or more complete recorded rounds, WagerCaddie starts calculating an unofficial Handicap Index from your own scoring history automatically — using the real public handicap-system formulas, based on the actual tee and rating/slope you played each of those rounds under. This is not official GHIN — it's your league's own unofficial number, and your admin can always override it back to a manually-set value at any time if needed. If you're a guest player rather than a full roster member, this calculation never applies to you — your handicap is always set by hand.

Placing a Bet Each Round

Before a round starts, open the Bet tab and pick one of two roles:

🎡 Wheel

The "Wheel" is a two-person team that takes on all comers. If you and a partner want to be the Wheel for the day, pick your names and you're set — every Challenger who bets that day will be betting against you specifically.

A Wheel team can optionally have a limit on how many challenger bets it will accept (set by whoever forms the Wheel, or changed later by your admin). If a Wheel is full, you'll see that clearly before you try to bet against it, and the app won't let a bet through that would push it over the limit.

How the limit is enforced, exactly

If you submit several challenger bets at once and the Wheel only has capacity for some of them, none of them go through — it's all-or-nothing rather than accepting the ones that fit and rejecting the rest. Reduce how many partners you're picking to fit within what's left and resubmit. This is also checked atomically on the server, so two people racing to grab the last open spot on a Wheel can't both succeed.

⚔️ Challenger

Pick your own name, then pick one or more players to team up with — each partner you pick creates a separate bet against the Wheel team. If your league has more than one Wheel out on a given day, you'll pick which Wheel you're challenging first.

A few rules the app enforces automatically:

You can't pick a Wheel's own two players as your challenger partner against that same Wheel (you'd be betting against yourself).
If you and a partner already have a bet in against a particular Wheel, submitting it again (even in reverse order) won't create a duplicate — it's silently dropped from the batch rather than blocking your other picks.
Players who've opted out for the day are shown, but grayed out and can't be selected.

Not Betting Today?

Use the Opt Out option instead of just ignoring the screen. Opting out removes you from being pickable by anyone else, and clears any bets you'd already been entered into for that role. You can still opt back in and bet normally any time before betting closes for the day.

Understanding Your Wager

Every league configures its own wager amounts and format — check the banner at the top of the Bet/Results screen, which always shows your league's actual current format and dollar amounts. Two things worth knowing regardless of your league's specific numbers:

Front/Back (F/B) and Long are separate bets, settled and shown separately — winning or losing one doesn't change the other.
Results show hole-by-hole detail for exactly how each side won or lost, not just a final dollar number — tap into a result if you want to see the breakdown.
Your admin can set a Max Handicap that applies to every format — if your handicap is above it, your strokes/pops are computed using the capped number instead of your real one. This defaults to 18 and exists so a very high handicap doesn't get an outsized number of strokes relative to what everyone else is actually playing for.
Your admin can also set a Max Plus Handicap. If you're a plus player, it limits how many strokes you give back — for example, at 2 a +4 plays as a +2, and at 0 every plus player plays as scratch. Off by default.

If your league plays Quota instead of Best Ball/2 Ball

Quota scores every hole on points instead of strokes — you earn points based on your score relative to that hole's par (a standard table: bogey, par, birdie, eagle all earn different amounts), and what actually matters is whether you're above or below your personal target, not your raw point total. The Wheel and Challenger structure works exactly the same as any other format — it's just the underlying scoring that's different. One blow-up hole costs you the same either way in Quota, unlike stroke play where every extra shot adds up.

Your personal target gets easier the higher your handicap is, and points are earned from your actual (gross) score. Your admin sets the point values for each score type and the handicap percentage used in the target formula.

If your league plays Match Play instead of Best Ball/2 Ball

Match Play scores by hole, not by total strokes — every hole is its own mini-contest (whoever's team has the lower best-ball score wins that hole), and what matters is how many holes you're up or down, not your overall stroke total. A big blow-up hole only ever costs you that one hole, never more.

Results use standard match play notation: "2 UP" means leading by 2 holes with holes still to play; "3&2" means the match ended early because one side won by more holes than were left to play. Front, Back, and Long are each their own separate match.

Check the Match Play Scoreboard on the Results screen for a live, Ryder-Cup-style view of every match happening that day.

🅰️ ABCD Teams Days

Some days your league may play ABCD Teams instead of the Wheel. On those days:

The Bet tab shows today's teams instead of the Wheel sign-up. There's nothing to sign up for — everyone playing is in.
Each team has one A player (lowest handicap), one B, one C, and sometimes a D. The app builds the teams so they're as even as possible.
You play your own ball, wherever you're grouped — you don't have to play with your team. On each hole your team counts its best 3 net scores (4-player teams) or best 2 (if any team has 3 players).
Everyone antes the same amount for Front, Back and/or Long. The top team(s) in each split the pot; ties split evenly.
Standings show at the top of Results, and your ABCD result shows as its own line when you settle up.

⚡ 2-Down Bets

The 2-Down tab is a separate, more flexible way to set up a match — not tied to the daily Wheel/Challenger structure at all, and not limited to 2-vs-2. Use it for a side match you and a group want to set up yourselves.

Tap + New 2-Down Bet and set:

Teams A and B — any players you want on each side.
Format — Front/Back, or Front/Back/Long, same as the main wager.
$ per player per nine — set separately for each team so what's wagered nets to zero between the two sides.
Handicap — 100% handicap, 80%, or straight up with no handicap at all.
Balls counted — for a team of more than one, whether only the single best score counts each hole, or the best two.
Auto-Press — automatically opens a new bet on top of the existing one once a team goes 1-down or 2-down (your choice). Turn it off if you'd rather add presses by hand instead.
Pops/strokes — which holes each player gets a stroke on, either picked by hand or based on handicap with certain holes excluded.

Once created, a 2-Down bet scores live off the same scores you're entering in the Score tab — hole-by-hole detail included.

⛳ Indie Bets

The Indie tab is for anything that doesn't fit the structured formats above — a closest-to-pin, a random side match, a one-off bet your group wants tracked without setting up a formal Wheel or 2-Down match. Enter each involved player's win or loss amount and an optional note. Entries must net to exactly $0 before you can submit.

Checking Scores and Results

The Results tab shows live scores as your group enters them — no manual refresh needed, since results recalculate the instant a hole is saved — plus a leaderboard, and once your round is locked, the final settled amount for every bet. The Bet Tracker on that same screen shows today's bets in progress even before the round is done.

If your league plays Skins, there's a dedicated Skins tab showing who's won what. A tied hole simply wins nothing for anyone — there's no carry-over to a later hole in this league's Skins game.

Settling Up

Scroll to the bottom of the Results tab for the Settlement section, which combines everything from the day — Wheel/Challenger, 2-Down, Skins, and Indie — into what everyone actually owes and is owed, already simplified into the smallest number of actual payments needed. Mark a payment as settled once you've actually squared up with that person — this is for your league's own bookkeeping and doesn't move any real money itself.

Season Totals

The Season view shows running totals across every round of the year, including which round you played, whether you were on the Wheel that day, and who you were matched against.

Player Stats & Trends

Next to the Season Standings button on the Results screen is a Player Stats & Trends button — fun, league-wide numbers pulled from your whole season so far: who's leading in Wheel/Skins/Indie earnings, the biggest rivalry, best win percentage, and who's been in the most matchups overall. It needs a few rounds of season history to show anything.

Common Questions

I made a mistake on a score I entered — can I fix it?

Yes, any hole can be revisited and corrected right up until your admin locks the round — go back to the Score tab, select your group, tap the hole, and re-save it.

Why does my handicap say "calculated" now?

Once you've played 3 or more complete recorded rounds, WagerCaddie starts using your own scoring history to calculate an unofficial handicap for you automatically. It's not official GHIN, just your league's own number — your admin can switch you back to a manually-set value any time.

I'm a guest — does anything work differently for me?

You bet, score, and settle up exactly the same way as everyone else. The only difference is your handicap is always assigned by your admin by hand — the automatic calculated-handicap feature never applies to a guest, regardless of how many rounds you play.

I made a mistake on my bet — can I fix it?

Yes, as long as betting hasn't closed for the day. You can remove your own bet and re-enter it, or ask your admin — they can adjust or delete bets on your behalf any time before the round is locked.

The app says there's an update available — should I tap it?

Yes, go ahead. It won't lose any of your entered bets or scores; it just refreshes the app to the latest version.